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Due to the severity of magnitude of the ongoing Corona Virus Disease 2019 (COVID-19) pandemic, the US President declared a state of disaster for all states, tribes, territories, and the District of Columbia pursuant to section 501 (b) of the Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. 5121-5207 (the “Stafford Act”). Note: This article is updated on 4/1/2020 to reflect the current development with Small Business Administration to date. The declaration of disaster enables some business to apply for a disaster loan to Small Business Administration (SBA), provided that the business is in an SBA declared disaster area. SBA provides low-interest disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters. SBA disaster loans can be used to repair or replace the following items damaged or destroyed in a declared disaster: real estate, personal property, machinery and equipment, and inventory and business assets. Furthermore, due to the COVID-19, small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan under the SBA’s Economic Injury Disaster Loan (EIDL) Program and SBA Express Bridge Loans (EBL). These EIDL and EBL are different from normal SBA loan programs in that they are direct loans from the SBA rather than SBA-guaranteed loans through lenders and they have up to a 30-year and 7-year terms, respectively. SBA'S EIDL PROGRAM The SBA’s EIDL Program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Below is the 3-step process to apply for disaster assistance. You may also click HERE for the detailed guidance from SBA. Who are qualified for SBA’s EIDL Program? SBA’s EIDL Program is available for all small businesses, small agricultural cooperatives, and most private non-profit organizations in all U.S. states and territories. Churches, however, are considered religious organizations and are not funded by the SBA. They could only qualify if the church is operating a separate business. The cannabis industry is also excluded from the scope of SBA’s EIDL Program. Definition of a Small Business The SBA usually benchmarks the average annual sales and/or average annual number of employees by industry in determining the size and scale of a small business. Here’s a summary of historical criteria used per industry: Agriculture – A maximum of $750,000 in average receipts is allowed. Utilities – The maximum number of employees allowed ranges from 250 to 1,000 depending on the type of utility. Manufacturing – The maximum number of employees allowed ranges from 500 to 1,500. Information – The maximum number of employees allowed ranges from 500 to 1,500, and the maximum average of annual receipts permitted is $7.5 million to $38.5 million. Finance and Insurance – The maximum number of employees allowed is 1,500, and the maximum average of annual receipts permitted is $32.5 million to $38.5 million. Professional, Scientific, and Technical Services – The maximum number of employees allowed ranges from 1,000 to 1,500, or the maximum average of annual receipts permitted is $7.5 million to $20.5 million. Health Care and Social Assistance – The maximum average of annual receipts permitted is $7.5 million to $38.5 million. You may also visit SBA’s size standard website for more information
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On-Demand in collaboration with ClicData and Marketri Are you struggling to demonstrate the true value of your marketing efforts? Drowning in data from various channels and spending countless hours on manual reporting? You're not alone. Watch our on-demand webinar co-hosted by Scrubbed, ClicData and Marketri. Our industry experts will unveil proven strategies to automate your marketing ROI measurement and gain the insights you need to optimize your marketing efforts.
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We’re excited to announce that Vince De Leon has been appointed as Scrubbed’s Chief Executive Officer. Vince has been with Scrubbed since the beginning, most recently serving as Chief Technology Officer. In that role, he was responsible for the firm’s infrastructure and technology and advised clients on systems that enable consistent execution at scale. He brings more than 20 years of experience across accounting, operations, and technology advisory I’m grateful for the trust the Scrubbed Board has placed in me, and I’m genuinely excited about the opportunity ahead. I’ve been with Scrubbed since its early years, and my diverse background spanning finance, operations, and technology has given me a deep understanding of how every function of our organization connects to delivering exceptional client experiences. I’m ready to lead our organization forward with this talented team. - Vince De Leon Co-founders Mark Pineda and Gani Laguisma will remain active on the board and continue to support Scrubbed’s growth. “We’ve built Scrubbed into a stable, continuously growing organization that’s now poised for scale, and this is exactly the right moment to bring in someone with fresh energy to take us to the next level,” Pineda said. “ Vince is the ideal choice because he’s been with us from the start, he understands our culture and our vision, and he’s proven himself as a leader within our ranks. He has our full support as a board, and I’m confident he’s going to supercharge our growth in a way that’s going to benefit everyone in this organization.” “This leadership transition is intentionally a step forward to a new chapter in the evolution of Scrubbed. The purpose and mission to create a professional service firm from good to great in serving its people, market and the community at large will remain the same,” Laguisma said. “ Vince is exceptionally well-positioned to lead this next phase, and I’m confident he’ll bring fresh perspective and energy to accelerate our growth. As one of the co-founders, I’m honored to support this transition and remain a strategic ally to Vince and the team as we continue building something exceptional.” This transition reflects continuity, not a change in direction. Our commitment to a people-first culture, disciplined execution, and long-term client partnerships remains unchanged. We’re grateful for the trust our clients and partners place in us—and we’re excited about what’s ahead.